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Nicholas Ruggierello is an agent licensed to sell insurance through New York Life Insurance Company and islicensed with various other independent unaffiliated insurance companies in the states of NY, CA (CA Insurance Lic # 0M80955), FL, NH, NJ and PA. No insurance business may be conducted outside this/these state(s) referenced.

Nicholas Ruggirello is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of New York and New Jersey.  No offers may be made or accepted from any resident outside the specific state(s) referenced. NYLIFE Securities LLC is a New York Life Company.

Nicholas Ruggierello is a Financial Adviser for Eagle Strategies LLC, offering investment advisory services in the following states: NJ, CA, ME, NH and NY. Eagle Strategies LLC is a New York Life Company

Neither Earmark Legacy, its staff, nor New York Life Insurance Company, its agents or affiliates provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.